Finance - TelegramMagazine

Finance

Does a joint loan hurt your credit score? The truth for co-applicants

Does a joint loan hurt your credit score? The truth for co-applicants

1 year ago 44

How to avail ₹5 lakh personal loan with your PAN card? A step-by-step guide

How to avail ₹5 lakh personal loan with your PAN card? A step-by-step ...

1 year ago 56

These eight value mutual fund schemes delivered over 25% annualised returns in past five years. See list

These eight value mutual fund schemes delivered over 25% annualised re...

1 year ago 53

Will a cross-border share swap trigger tax in India?

Will a cross-border share swap trigger tax in India?

1 year ago 50

Filing ITR 2025: As ITR forms 1, 2, 3, 4 and 5 are notified, check which form applies to you

Filing ITR 2025: As ITR forms 1, 2, 3, 4 and 5 are notified, check whi...

1 year ago 44

This Pune resident saved ₹10 lakh in tax by transferring his pension fund to NPS

This Pune resident saved ₹10 lakh in tax by transferring his pension f...

1 year ago 45

THESE 2 banks revise their fixed deposit interest rates starting today. Check details

THESE 2 banks revise their fixed deposit interest rates starting today...

1 year ago 50

Top 5 mistakes to avoid while filing your income tax return in 2025-26

Top 5 mistakes to avoid while filing your income tax return in 2025-26...

1 year ago 53

Worried about volatility? Here's where to put your money in these uncertain times.

Worried about volatility? Here's where to put your money in these unce...

1 year ago 47

Schengen, US visas: How to crack the application process and ensure that your summer travel plans go ahead smoothly

Schengen, US visas: How to crack the application process and ensure th...

1 year ago 52

Applying for a ₹1 lakh personal loan? Here’s the minimum credit score required

Applying for a ₹1 lakh personal loan? Here’s the minimum credit score ...

1 year ago 47

Struggling with bad credit score? Here’s how to go from 480 to 750

Struggling with bad credit score? Here’s how to go from 480 to 750

1 year ago 50

Credit card scam alert: 5 red flags that scream ‘Fake Call’

Credit card scam alert: 5 red flags that scream ‘Fake Call’

1 year ago 68

Shopping online? ICICI Bank’s iShop portal offers big rewards—Here’s what you get

Shopping online? ICICI Bank’s iShop portal offers big rewards—Here’s w...

1 year ago 51

What is the tax rate on capital gains made in 2023 but withdrawn from CGAS now?

What is the tax rate on capital gains made in 2023 but withdrawn from ...

1 year ago 53

After large-cap switch last year, Quant MF's Sandeep Tandon starts to add small-caps

After large-cap switch last year, Quant MF's Sandeep Tandon starts to ...

1 year ago 47

Not many claim mental healthcare insurance. Here's why

Not many claim mental healthcare insurance. Here's why

1 year ago 50

Money tips and tricks from people who want to retire early

Money tips and tricks from people who want to retire early

1 year ago 42

RAID 2: Ajay Devgn vs the system – Unpacking the money lessons hidden in the action

RAID 2: Ajay Devgn vs the system – Unpacking the money lessons hidden ...

1 year ago 46

BHIM app update: A deep dive into recent features such as family mode, split expenses, spend analytics

BHIM app update: A deep dive into recent features such as family mode,...

1 year ago 53

How to download your dividend statement from HDFC Securities? A step-by-step guide

How to download your dividend statement from HDFC Securities? A step-b...

1 year ago 53

No credit score? No problem! Here’s how you can still get an education loan

No credit score? No problem! Here’s how you can still get an education...

1 year ago 58

Your Questions Answered: I want to invest in midcap indices. Please elaborate on the Nifty Midcap 50 Index?

Your Questions Answered: I want to invest in midcap indices. Please el...

1 year ago 61

KVB platinum credit card: How to apply online in just 5 simple steps

KVB platinum credit card: How to apply online in just 5 simple steps

1 year ago 55

Individual current accounts: Benefits, minimum balance, and who should open one

Individual current accounts: Benefits, minimum balance, and who should...

1 year ago 54

What is the credit card minimum amount due? Should you pay it and carry forward the balance

What is the credit card minimum amount due? Should you pay it and carr...

1 year ago 55

Personal loan EMI calculator: Don’t use it without THESE 3 crucial inputs

Personal loan EMI calculator: Don’t use it without THESE 3 crucial inp...

1 year ago 53

These 5 popular credit cards provide access to airport lounges. See details

These 5 popular credit cards provide access to airport lounges. See de...

1 year ago 52

Personal Loan: This NBFC offers loan for up to ₹55 lakh. Check details

Personal Loan: This NBFC offers loan for up to ₹55 lakh. Check details...

1 year ago 51

Small Savings Schemes Vs Bank FDs: These investments help investors earn upto 8.1% a year with tax benefits

Small Savings Schemes Vs Bank FDs: These investments help investors ea...

1 year ago 59

Why missing your EPF nomination could leave your family in limbo

Why missing your EPF nomination could leave your family in limbo

1 year ago 61

Busting the five common myths about personal loans in India: Know the facts before you borrow

Busting the five common myths about personal loans in India: Know the ...

1 year ago 56

New Tax Regime: 7 key things every taxpayer should know while filing income tax return

New Tax Regime: 7 key things every taxpayer should know while filing i...

1 year ago 49

Here's how NRIs can save up to 18% GST on insurance premiums

Here's how NRIs can save up to 18% GST on insurance premiums

1 year ago 44

ATM usage cost up by ₹2 to ₹23/withdrawal after free monthly usage limit

ATM usage cost up by ₹2 to ₹23/withdrawal after free monthly usage lim...

1 year ago 57

7 key lessons from John Bogle's classic, ‘The Little Book of Common Sense Investing’

7 key lessons from John Bogle's classic, ‘The Little Book of Common Se...

1 year ago 55

My health insurance premium jumped 30%. What are my options?

My health insurance premium jumped 30%. What are my options?

1 year ago 57

Investment of ₹1 lakh in 2013 in THIS mutual fund would have grown to around 8 lakh now. Check how

Investment of ₹1 lakh in 2013 in THIS mutual fund would have grown to ...

1 year ago 49

ICICI Bank personal loan: 7 easy steps for quick approval and seamless disbursal

ICICI Bank personal loan: 7 easy steps for quick approval and seamless...

1 year ago 46

Direct stocks or mutual funds? The best answer isn’t a side—it’s a strategy

Direct stocks or mutual funds? The best answer isn’t a side—it’s a str...

1 year ago 50

Low credit score of 670? Here are 5 smart ways to secure a credit card or personal loan

Low credit score of 670? Here are 5 smart ways to secure a credit card...

1 year ago 46

How loan settlement helped a woman in her 20s ease the burden of ₹30 lakh in debt

How loan settlement helped a woman in her 20s ease the burden of ₹30 l...

1 year ago 46

Got a salary hike? Here’s how a step-up SIP mutual fund strategy can help you save smarter

Got a salary hike? Here’s how a step-up SIP mutual fund strategy can h...

1 year ago 47

These 5 credit cards offer rewards galore to cardholders. Check details here

These 5 credit cards offer rewards galore to cardholders. Check detail...

1 year ago 47

Looking to get a Bank of Baroda Vikram Defence credit card with no annual fees? Here's how to apply in 5 easy steps

Looking to get a Bank of Baroda Vikram Defence credit card with no ann...

1 year ago 57

This fintech is turning MFs into instant payment wallets—but will users bite

This fintech is turning MFs into instant payment wallets—but will user...

1 year ago 59

Planning to take personal loan to invest in market? Speak to a wealth advisor first

Planning to take personal loan to invest in market? Speak to a wealth ...

1 year ago 54

Gold ETFs delivered 21 percent annualised return in the past 3 years. See details

Gold ETFs delivered 21 percent annualised return in the past 3 years. ...

1 year ago 52

Investing in gold or real estate in India in 2025? Compare tax benefits, liquidity and returns to decide

Investing in gold or real estate in India in 2025? Compare tax benefit...

1 year ago 57

UPI transactions to get faster with lower response time from June 16. Check details here

UPI transactions to get faster with lower response time from June 16. ...

1 year ago 44