Finance - TelegramMagazine

Finance

You can get a loan for everything—except retirement, says Ajit Menon, CEO of PGIM MF

You can get a loan for everything—except retirement, says Ajit Menon, ...

1 year ago 38

Can SIFs unlock India’s shorting potential—or will they just be long-only funds in disguise?

Can SIFs unlock India’s shorting potential—or will they just be long-o...

1 year ago 38

How the 2024 tax rule change ruined buybacks for shareholders

How the 2024 tax rule change ruined buybacks for shareholders

1 year ago 40

5 best credit cards for senior citizens 2025: Compare top no-fee and low-fee options

5 best credit cards for senior citizens 2025: Compare top no-fee and l...

1 year ago 40

What is a credit card loan, and how does it work?

What is a credit card loan, and how does it work?

1 year ago 39

Should you take a personal loan for your wedding? Pros, cons, and smart alternatives

Should you take a personal loan for your wedding? Pros, cons, and smar...

1 year ago 42

Written-off loan vs settled loan: Which damages your credit score more?

Written-off loan vs settled loan: Which damages your credit score more...

1 year ago 43

Personal loans: How to use EMI calculator for managing your loan?

Personal loans: How to use EMI calculator for managing your loan?

1 year ago 41

Best mutual funds: These 15 sectoral, thematic schemes gave over 30% annualised return in the past 5 years

Best mutual funds: These 15 sectoral, thematic schemes gave over 30% a...

1 year ago 41

Income Tax Bill 2025: No change in tax rates, focus on simplifying language. Here's what IT dept says

Income Tax Bill 2025: No change in tax rates, focus on simplifying lan...

1 year ago 39

How can large business families divide assets without breaking bonds?

How can large business families divide assets without breaking bonds?

1 year ago 38

Money and marriage: How couples can manage expenses and investments

Money and marriage: How couples can manage expenses and investments

1 year ago 40

Bad credit score: Meaning, impact on loans and jobs, and ways to improve it fast

Bad credit score: Meaning, impact on loans and jobs, and ways to impro...

1 year ago 38

Who should file ITR with income below ?2.5 lakh under old and new tax regimes? Check the rules here

Who should file ITR with income below ?2.5 lakh under old and new tax ...

1 year ago 39

Credit card delinquencies hit ₹33,886 crore: 5 simple habits to avoid falling into debt trap

Credit card delinquencies hit ₹33,886 crore: 5 simple habits to avoid ...

1 year ago 38

The Bond Boom: New section can be your guide to a balanced portfolio

The Bond Boom: New section can be your guide to a balanced portfolio

1 year ago 41

Selling property? Know what counts as ‘cost of improvement’ for capital gains calculation

Selling property? Know what counts as ‘cost of improvement’ for capita...

1 year ago 37

How you can use these spending-linked deductions to save taxes

How you can use these spending-linked deductions to save taxes

1 year ago 41

I-T Department extends deadline for e-filed tax returns erroneously rejected by CPC

I-T Department extends deadline for e-filed tax returns erroneously re...

1 year ago 38

India logs 65K digital payments worth ₹12K trillion in 6 years, says govt

India logs 65K digital payments worth ₹12K trillion in 6 years, says g...

1 year ago 40

FD interest rates: These 6 banks offer highest interest on their fixed deposits

FD interest rates: These 6 banks offer highest interest on their fixed...

1 year ago 41

Income Tax: What precautions should you take while filing your ITR?

Income Tax: What precautions should you take while filing your ITR?

1 year ago 41

6 best co-branded credit cards compared: What you get for travel, dining, and more

6 best co-branded credit cards compared: What you get for travel, dini...

1 year ago 39

Will an NRI minor's foreign bank interest income get clubbed?

Will an NRI minor's foreign bank interest income get clubbed?

1 year ago 42

Personal loan volume spikes, year-on-year growth drops in FY 2025: Report

Personal loan volume spikes, year-on-year growth drops in FY 2025: Rep...

1 year ago 42

5 key things to know before taking a personal loan for debt consolidation

5 key things to know before taking a personal loan for debt consolidat...

1 year ago 42

₹200 crore to retire? How social media is making us all deluded about money.

₹200 crore to retire? How social media is making us all deluded about ...

1 year ago 39

Freelancing with foreign clients? Know Schedule FA and FIS compliance rules

Freelancing with foreign clients? Know Schedule FA and FIS compliance ...

1 year ago 41

ITR filing 2024–25: Why you should file your income tax return even with zero liability

ITR filing 2024–25: Why you should file your income tax return even wi...

1 year ago 38

What are credit information companies and why do they matter?

What are credit information companies and why do they matter?

1 year ago 40

Can students build a credit score without a job or income? Here's how

Can students build a credit score without a job or income? Here's how

1 year ago 38

A matter of trust: Private trusts are not a tax-saving hack. When should you set one up?

A matter of trust: Private trusts are not a tax-saving hack. When shou...

1 year ago 44

What role does digital KYC play in personal loan approvals? All you need to know

What role does digital KYC play in personal loan approvals? All you ne...

1 year ago 38

5 brutal consequences of exceeding your credit card limit

5 brutal consequences of exceeding your credit card limit

1 year ago 39

Should you invest in mutual funds to achieve financial independence? Experts speak

Should you invest in mutual funds to achieve financial independence? E...

1 year ago 41

Is this wise to use credit card for rental payment? Key points explained

Is this wise to use credit card for rental payment? Key points explain...

1 year ago 38

SBI hit by ₹5.5 crore personal loan scam — What you can learn from this fraud

SBI hit by ₹5.5 crore personal loan scam — What you can learn from thi...

1 year ago 39

Citi launches Strata Elite Card to rival Amex and Chase: From benefits, costs and perks — Here's all you need to know

Citi launches Strata Elite Card to rival Amex and Chase: From benefits...

1 year ago 46

TDS was deducted on employee health insurance payout. Can I get a refund ?

TDS was deducted on employee health insurance payout. Can I get a refu...

1 year ago 43

What India can learn from other countries in term insurance adoption

What India can learn from other countries in term insurance adoption

1 year ago 39

These bonds offer tax exemption on long-term capital gains. But are they right for you?

These bonds offer tax exemption on long-term capital gains. But are th...

1 year ago 36

An SIP of 10K in this flexi cap mutual fund would have grown to ₹30 lakh in 10 years. Check how

An SIP of 10K in this flexi cap mutual fund would have grown to ₹30 la...

1 year ago 38

Income Tax: Why is trusting AIS blindly not a great idea? This is what taxpayers can do

Income Tax: Why is trusting AIS blindly not a great idea? This is what...

1 year ago 39

Rejected insurance claims? An in-house ombudsman could help

Rejected insurance claims? An in-house ombudsman could help

1 year ago 39

India’s gig economy in 2025: Growth, formalisation, and financial inclusion explained

India’s gig economy in 2025: Growth, formalisation, and financial incl...

1 year ago 38

This Prime Minister’s life insurance scheme provides ₹2 lakh annual coverage. See details

This Prime Minister’s life insurance scheme provides ₹2 lakh annual co...

1 year ago 39

Why personal loans are better than credit cards, gold loans, or home loans

Why personal loans are better than credit cards, gold loans, or home l...

1 year ago 39

How to spot and fix credit report errors that lower your credit score

How to spot and fix credit report errors that lower your credit score

1 year ago 38

Kotak Mahindra wants to woo India’s wealthy with Solitaire banking—Is it worth it?

Kotak Mahindra wants to woo India’s wealthy with Solitaire banking—Is ...

1 year ago 38

Should you take a personal loan to invest? Pros, cons, and expert advice

Should you take a personal loan to invest? Pros, cons, and expert advi...

1 year ago 43