Unified Pension Scheme explained: Objectives, eligibility, contribution structure, key benefits and latest updates

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The Centre said over 1.18 lakh eligible beneficiaries have opted for the Unified Pension Scheme since its rollout in April 2025. Introduced to provide an assured post-retirement income, the UPS continues as an optional pension framework under the NPS, with no review conducted so far.

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Unified Pension Scheme explained: Objectives, eligibility, contribution structure, key benefits and latest updates

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