I asked ChatGPT: I earn ₹1 lakh yet drowning in debt — how long will it take to recover? AI explains what must change

3 weeks ago 11

ChatGPT warns that a ₹1 lakh salary is not enough to comfortably sustain a debt-heavy lifestyle with 36% credit card interest. The chatbot recommends cutting variable expenses sharply, stopping credit card usage entirely and restructuring repayments to become debt-free within 2–5 years.

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I asked ChatGPT: I earn ₹1 lakh yet drowning in debt — how long will it take to recover? AI explains what must change

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